Assessing Your Business Insurance Needs

By: Kelly Burch

Outlets: Business NH Magazine

Published: April 1, 2026

Words: 955

Last Updated: 2 months, 1 week ago

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For many business owners, getting insurance is a hassle up there with taxes, bookkeeping, and other administrative tasks. But Tod O’Dowd, president of Wolfeboro-based Avery Insurance would like to see that change.

“It’s a mindset shift,” says O’Dowd. “Looking at it as part of your whole business plan should be a key element.”

Most businesses in NH are required to have insurance. By state law, almost all businesses are required to carry workers’ compensation, …

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