Critics say bias is behind NJ car insurance rates, urge lawmakers to act

Advocates want New Jersey to bar car insurers from basing rates on income, education, and other things unrelated to driving. Insurers say they predict risk.

By: Dana DiFilippo

Outlets: New Jersey Monitor

Published: June 9, 2026

Words: 878

Last Updated: 1 month, 2 weeks ago

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For almost a decade, consumer and civil rights advocates have urged New Jersey lawmakers to bar companies from basing car insurance rates on socioeconomic factors they deem discriminatory and that have nothing to do with driving — things like credit history, marital status, education level, occupation, and zip code.

They renewed their plea Monday, when the Senate’s commerce committee called up a long-stalled bill for consideration — its third committee hearing since …

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