Direct-to-employer contracting is Indiana’s next frontier for affordable healthcare

By: Dr. Gloria Sachdev

Outlets: Indiana Capital Chronicle

Published: April 30, 2026

Words: 582

Last Updated: 2 months, 2 weeks ago

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Indiana employers continue to face rising healthcare costs that are increasing faster than wages, mirroring national trends in employer-sponsored coverage. Recent national surveys show that annual premiums for employer health plans rose 6-7% in 2024–2025, outpacing typical wage growth. Meanwhile, employers cover roughly 80-84% of single-coverage premiums and about 70-75% of family premiums, leaving both employers and workers absorbing steadily higher costs.

But Indiana is charting a different path.

Recently, the state completed its first …

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