Health care insurance is up, but rising costs drive thousands to select cheaper plans

By: Danielle J. Brown

Outlets: Maryland Matters

Published: January 24, 2026

Words: 1,178

Last Updated: 3 weeks, 4 days ago

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The number of people enrolling in health care plans through the state’s insurance marketplace may be at a record high, but the quality of coverage is down for thousands of Marylanders, officials told lawmakers this week.

The expiration of popular federal tax credits last year led to higher health care costs across the board, and some Marylanders just couldn’t afford their previous plans, opting for cheaper, less-comprehensive health care coverage for the 2026 plan year.

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