Health insurance jargon can be frustrating and confusing – here’s how to navigate it

The US health insurance system requires that people make strategic and often risky decisions about how much health insurance they can afford and how much coverage they might need.

By: Jamie Hartmann-Boyce, UMass Amherst and Michal Horný, UMass Amherst, The Conversation

Outlets: The Conversation

Published: March 19, 2026

Words: 1,339

Last Updated: 1 day, 18 hours ago

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By Jamie Hartmann-Boyce, UMass Amherst and Michal Horný, UMass Amherst

Since the Affordable Care Act subsidies expired at the end of 2025, Americans have undoubtedly been encountering a great deal of confusing information surrounding health care costs and insurance plans.

From five-figure deductibles to premiums higher than people’s mortgages, costs are rising across the board.

With this comes difficult decisions around health care plan enrollment. No one can know exactly what their …

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