Kentucky can cut health premiums without spending a dime

By: Michael F. Cannon, Caleb O. Brown, Niklas Kleinworth

Outlets: Kentucky Lantern

Published: October 17, 2026

Words: 865

Last Updated: 14 hours, 5 minutes ago

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Today’s health insurance affordability crisis is a rerun of the one Kentucky faced in the 1990s. The cause is the same. The path to relief is the same. And once again, Frankfort can deliver it.

In 1994, Frankfort enacted new controls that supporters promised would make health insurance more affordable and accessible. By 1996, the number of health insurers selling directly to consumers plummeted from …

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