Many middle-income families spend at least a tenth of their income on health insurance

By: Anna Claire Vollers

Outlets: Stateline

Published: February 11, 2026

Words: 545

Last Updated: 1 week, 1 day ago

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More than half of working-age adults get their health insurance through an employer, but in many states premium contributions and deductibles take a significant bite out of household incomes.

A new analysis from the Commonwealth Fund, a research nonprofit focused on health care, found that in 2024, premium contributions and deductibles for family plans totaled 10% or more of the median household income in 19 states. The calculation did not include copayments.

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