Nearly all states have rising home insurance premiums. Iowa’s rose 28% in 2025.

By: Cami Koons

Outlets: Iowa Capital Dispatch

Published: March 18, 2026

Words: 631

Last Updated: 2 days, 21 hours ago

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Home insurance rates in Iowa increased 28% in the past year – making Iowa the state with the third-highest average rate increase in the nation, a report released Wednesday from Insurify shows.

Insurify predicts rates across the country will continue to increase in 2026, and it pins the increasing frequency of severe weather events as a key contributor to insurance price increases, which on average have risen nearly three times as fast as inflation …

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