Why NJ Advocates Call Car Insurance Rates Prejudiced

Advocates want New Jersey to bar car insurers from basing rates on income, education, and other things unrelated to driving. Insurers say they predict risk.

By: New Jersey Monitor

Outlets: New Jersey Urban News

Published: June 10, 2026

Words: 842

Last Updated: 1 day, 12 hours ago

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Dana DiFilippo (New Jersey Monitor)

For almost a decade, consumer and civil rights advocates have urged New Jersey lawmakers to bar companies from basing car insurance rates on socioeconomic factors they deem discriminatory and that have nothing to do with driving — things like credit history, marital status, education level, occupation, and zip code.

They renewed their plea Monday, when the Senate’s commerce committee called up a long-stalled bill for consideration — its third …

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